CardVault tracks premium travel card credits, annual fee ROI, expiring benefits, household usage, and sign-up bonus deadlines in one privacy-first dashboard. No bank login required. Ever.
14-day Pro trial included · Free plan available
Built for the annual fee anxiety that spreadsheets, issuer apps, and bank-login tools do not solve.
Track every monthly, quarterly, semi-annual, annual, and anniversary credit with progress bars and days-until-reset.
One command center for every credit across every card, sorted by urgency so nothing quietly expires.
Compare annual fees against credits actually used and get a clear keep, evaluate, or downgrade verdict.
Invite a partner, share household cards, and see who logged each credit without sharing one account.
Keep the original min-spend tracker with urgency scoring, daily spend targets, and deadline visibility.
Monitor application history, Chase 5/24 status, and points expiration once the core credit system is humming.
Up and running in under 10 minutes.
No bank login required. Enter annual fees, benefit credits, reset cadence, and any sign-up bonus deadlines.
CardVault surfaces monthly, quarterly, semi-annual, annual, and anniversary credits before they reset.
Compare the annual fee against credits actually used and make the renewal decision with real numbers.
One recovered monthly credit can pay for Pro.